Federal Housing Administration Loans (FHA Loans)

An FHA loan allows you to purchase a home with a lower down payment, or to borrow more of the value of your home than a conventional loan.

You can buy a home with 3.5% down, and you can refinance to 85% of your home's value.  It's a great loan for people who want to buy a home but have limited funds for a down payment.  It's also great for people who would like to refinance to a lower rate, but have a high "loan to value" ratio.

There are no income guidelines for the FHA program, anyone can apply.

Contact us or apply now online and find out more.